Yes - cash with change shown, and manually typed cards.

Do I need a terminal?

A PointO terminal takes cards in person. Your first terminal is free on Flourish.

Is Interac debit supported?

Yes. Credit, debit and Interac are all accepted on PointO terminals, processed by Moneris.

Can I change the tip percentages?

Yes. Set the suggested percentages customers see - they can always choose a custom tip or no tip.

PointO POS

Book a demo Get started

Card payments

Take every card, with PointO.

Credit, debit and Interac by tap, chip or swipe - processed by Moneris, one of Canada's leading payment processors, with clear interchange-plus pricing.

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Payments by Moneris

Built by Canadians, for Canadians

Café du Port

$30.76Add a tip?15%18%20%CustomNo tip

Highlights

Every way to pay.

$24.50 Approved

Tap, chip, swipe

Credit, debit and Interac on PointO terminals.

15%18%20%CustomNo tip

Tips your way

Suggested, custom or no tip - your percentages.

Card 1 · VisaSeat 1$28.00Card 2 · InteracSeat 2$28.00CashSeat 3$28.00

Split payments

Several cards, cash or equal shares.

Burger$16.00Refund · partial-$8.00Approved byManager

Refunds

Full or partial, for card and cash.

Works with Moneris

Visa

Mastercard

American Express Interac

Interac

Take a closer look

Every way your customers pay.

01 / 04Tap, chip or swipe

Café du Port

$30.76Add a tip?15%18%20%CustomNo tip

Why it matters

Checkout without the awkward bits.

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Without PointOSplitting the bill at the table takes foreverRefunds that need the owner on the phone

Tips worked out by hand

With PointO Split by card, cash or equal shares in taps Refunds with a manager's passcode

Card paymentsDone

Customers pick a tip on the terminal

Drag to compare

Built for your business

Made for every kind of counter.

Restaurants

For restaurants

Pay at the table. Bring the terminal to the table - split, tip and done.

Split by seat
Tips on the terminal
Present the check

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Retail

For retail

Quick checkouts. Tap to pay and email or text the receipt.

Tap, chip, swipe
Interac debit
Digital receipts

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Salons & services

For salons & services

Check out with a tip. Appointments become sales with tips in one flow.

Tips for staff
Card or cash
Receipts by text

Explore appointments Sign up

How it works

Up and running in three steps.

Ring up the sale

On the POS or keypad.

Getting startedCard payments0%

Pricing

Card payments: Interchange + 0.8% (Rooted) or + 0.5% (Flourish) on credit. Custom rates on Landmark. No setup fees and no long-term contracts.

Processing rate

+0.5%Over interchange on in-person credit cards with Flourish (0.8% on Rooted).$0.25Per Interac debit transaction with Flourish ($0.35 on Rooted).

PointO POS software

$0Included on every plan, even free Rooted.

Monthly fee

$0On Rooted. Flourish is $49.99 a month after a 14-day free trial.

Ask about a custom rate. If your business processes more than $250,000 a year, a Landmark plan gives you pricing set for your business.

Contact sales Compare all plans

Works even better together.

Card payments shares one account, one menu and one set of customers with everything else in PointO.

Point of saleRing up the sale, then tap, chip or swipe.Floor plans & tablesSplit by seat and tip right at the table.Sales reportsPayment methods, tips and refunds in your reports.Team & permissionsRefunds can need a manager's passcode.

Also in PointO POS Invoices Subscriptions Payment links Receipts & branding Appointments Customer directory Kitchen display & printers

Explore all of PointO POS See PointO BMS

Card payments questions

Moneris, one of Canada's leading payment processors.